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Payment on Finance

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Finance is subject to status, conditions apply. Credit is provided by Novuna Personal Finance and Regulated by the Financial Conduct Authority.


Terms & Conditions 
• Finance is subject to status and available only to persons aged 18 or over. 
• Minimum purchase level is £750 on all eligible products. 
• Minimum duration of finance agreement is 6 months. 
• Full written details are available on request.


Qualifying spend thresholds and duration of finance term

  • Minimum spend £750

  • Loan term (months) 12

  • Deposit 20%

REPRESENTATIVE EXAMPLE based on 12 months Interest FREE Credit

  • Cash price £1,200

  • Deposit (20%) £240

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  • Interest rate 0% fixed

  • Number of payments 12

  • Monthly payment £80

  • Total amount payable £1200



Common questions regarding Finance:

Question: When do my repayments start?

Answer: Your monthly repayments will begin one month after your purchase has been delivered.

Question: Are there any arrangement fees or hidden extras for credit?

Answer: No, there are no arrangement fees or hidden extras.



Please note:

Interest Free Credit subject to status. Please contact us on 028 3832 5768  and we will process your application. This will take approximately 20 minutes and will include a Credit Check. An employer reference check may also be required. No order or contract exists and no goods will be dispatched until these checks are made and receipt of your e-signature credit agreement is confirmed.  A failed application for finance may affect your credit status. Duration of Interest Free Credit dependent upon spend level and non-negotiable.

Fultons Interiors Ltd is pleased to offer you the option of paying for your shopping in easy to manage instalments, including an option which is completely interest free.


To take advantage of this payment method first you must fulfill the following criteria:

Have all items that you order delivered to your current home address
Spend over the qualifying threshold as detailed below in a single transaction on eligible products
Be over 18 years of age and a UK resident
Be able to pay the interest free loan in regular instalments by Direct Debit


Please be aware that your order remains on hold until the cancellation period has expired.


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Fultons Interiors Ltd is authorised and regulated by the Financial Conduct Authority, and acts as a Credit Broker. Finance is provided by Novuna Personal Finance, authorised and regulated by the Financial Conduct Authority.


Official Company Information 

Company Name: 
Fultons Interiors Limited

Registered Head Office

55-63 Queen Street


BT66 8BL

Registered Company Number in Northern Ireland: NI612988
VAT number: 136557693

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